This is not financial advice. This tool is for general education only — it is not financial, legal, or tax advice, and it can’t know your full situation. For decisions about your money, consider talking with a qualified professional you trust.
One honest caveat: our projections keep your minimum payments fixed. In real life, card minimums usually shrink as the balance falls, which can stretch payoff out a little — so the dates here are a hopeful guide, not a promise.
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